银行和金融服务在每个现代经济中都是一个竞争激烈且瞬息万变的行业，本课程将帮助您快速应对。近年来，全球化，技术变革，放松管制和国际一体化等力量已从根本上改变了银行和金融服务业。银行通过多样化的新活动来应对日益增长的竞争压力。保险公司和养老基金也迅速增长，并且超级市场和电信公司等非银行机构现在直接在金融服务市场上竞争。拥有银行和金融学位的学生可以学习金融服务和金融市场的理论和实践，并分析金融部门在国家和全球经济中的广泛作用。银行与金融（荣誉）理学士课程三年制，全日制（可选）
This programme in Banking and Finance will allow you to develop'specialist knowledge ofthe financialintermediaries,markets and institutions which lie at the heart of modern economies.You will learn about the roles thatbanksand central banksfulfil in providing credit and liquidityto the economyand in mitigating and managing risks.You will also learnabout theability of financial markets to satisfy similar roles.You will developknowledge and skills which are highly valued by employers within the financial'sector, which will providea firm foundation for your future career. <br>Bangor Business School is one of the longest established providers of banking and finance teaching in the world. The Banking and Finance programme has been evolving since 1969.<br>Banks and financial markets play a crucial role intermediating between savers and investors with excess funds and individuals, firms or governments with needs for those funds. Money markets, bond markets, equity markets and derivatives markets involve different forms of intermediation, based on a variety of financial instruments which distribute risks and returns differently between lenders and borrowers. <br>Our highly qualified and experienced academics have interests in a wide variety of topics, including: market structure/competition, bank performance, bank regulation and bank risk-taking, financial deregulation, regulatory initiatives like European Banking Union, negative interest rate policy, fintech, climate change, executive compensation, financial ethics, and credit ratings. Our team is engaged in world class research in banking and finance, and regularly works with international institutions such as the European Central Bank (ECB) and the Bank for International Settlements (BIS), alongside policymakers in government, regulators, and financial sector practitioners. They are dedicated to bringing their insights from the worlds of policy, practice and research to help you to develop your knowledge and understanding of banking and finance.<br>This course is available with a Placement Year option where you will study for 1 additional year. The Placement Year is undertaken at the end of the second year and students are away for the whole of the academic year.<br>Placement Year and International Experience Year Available<br><br>Careers<br>Studying Banking and Finance provides you with the foundation for a broad range of careers across banking, brokering, consulting, funds management, insurance and pensions. You could pursue a career working with corporates, in financial markets or with government. It is also a discipline that can take you anywhere around the globe.