Certificate provides graduate students with a set of courses focused upon financial risk management for careers in risk management in banks, investment firms, and other financial institutions. The program introduces the latest advances in hedging and risk mitigation techniques incorporating the use of complex financial instruments, including swaps, futures, forwards, and options.<br> <br>The Certificate is a non-degree program open to all students admitted to degree and non-degree study at Northern Illinois University. Students must earn an average GPA of 3.0 in the courses applied toward the certificate and complete all certificate coursework within six years immediately preceding the awarding of the certificate. Some courses may have prerequisites that are not part of the certificate curriculum.