所有精算师中约有三分之二为人寿，健康和财产/伤亡保险公司服务。在这些领域中，精算责任通常包括确保公司正确定义和仔细评估保险风险，收取合理价格以承担风险，以及建立有效的系统来支付索赔和费用，同时保证它们在业务中以盈利的方式运营。如果您是一位天生的数学家，则拥有数学学位可以在许多令人振奋的领域涉猎，包括精算科学，数学，统计学，以及中学教育。您还可以在法律和商业等领域攻读研究生学位或专业学位。
About two-thirds of all actuaries work for life, health, and propertycasualty insurance companies. Actuarial responsibilities in these fields generally include making sure that companies properly define and carefully evaluate the insurance risk, charge a fair price to assume the risk, and have an efficient system to pay claims and expenses as they occur while operating profitably as a business.